Friday, December 13, 2013

Check Your Benefits Before You Ring In The New Year!

Many patients do not realize insurance benefits for each year cannot be carried over to the next year.

It is true that some dental insurance plans run on a fiscal year, however, more often plans run on a calendar year. What does that mean to you??? Well, no one likes the word lose, especially when it comes to finances or benefits. But with dental plans that run on a calendar year that is exactly what happens. If you don't use your dental benefits, you will actually lose them.

Secondly, you are paying your monthly dental insurance premium each month, so it makes sense to get your money's worth out of them. Don't skip cleanings as they are excellent opportunities to stop small dental problems in their tracks.

In the end you may be wondering if paying for dental insurance is even worth it? After all the cost of a dental exam and cleaning is not huge. But that's not exactly what you're paying for. What you're paying for is peace of mind. Should you need a big ticket procedure, you have the peace of mind of knowing that it's covered. Additionally, unlike most health insurance plans, there is no exemption of pre existing conditions,, although there can be restrictions on missing teeth.

It's true~another year has flown by! We urge you to check into your dental benefits and maximize them prior to year's end. We'd be happy to assist you should you have questions. What a great way to ring in 2014~with a beautiful & healthy smile & more money in your pocket!

No comments:

Post a Comment